Why Do I Need A Credit Report?

This search is an absolute must if the applicant under consideration will be handling money, disbursing money or equipment, or be otherwise placed in a position of financial trust. You can instantly get an idea about an applicant's financial credibility. This search is excellent for entry level money handlers as well as middle and upper level managers.

In order to qualify for credit reporting services, an on-site visit must be performed by a Span Corporation representative.

What Is Required To Request This Report?

         Name
         Address
         Social Security Number
         Signed Release

Example


    <SUBJECT>                                          <SSN>         <BIRTH DATE>
    DUNCAN, ELIZABETH                                  001-01-0418    2/53
    <ALSO KNOWN AS>                                                  <TELEPHONE>
    COOK, ELIZABETH                                                   555-4212

    <CURRENT ADDRESS>                                                <DATE RPTD>
    9932 WOODBINE, #9B CHICAGO IL. 60693                             11/93
    <FORMER ADDRESS>
    10 N. CAMINO, OAKLAND CA. 94583                                   2/92
                                              <POSITION>
    <CURRENT EMPLOYER AND ADDRESS>            <INCOME> <VERF> <RPTD> <HIRE>
    MARRIOTT HOTELS                           CONCIERGE
    8638 GRAND, ANYTOWN IL.                    32500Y   1/94   1/94   1/91
    ----------------------------------------------------------------------------
    S P E C I A L  M E S S A G E S
    ***TRANS-ALERT: INPUT ADDRESS DOES NOT MATCH FILE ADDRESS***
    ***HAWK-ALERT: VERIFY INPUT ...
           - CURRENT ADDRESS IS COMMERCIAL
    ----------------------------------------------------------------------------
    C R E D I T   S U M M A R Y      * * *    T O T A L  F I L E  H I S T O R Y
    PR=1  COL=1  NEG=1  HSTNEG=1-6   TRD=2  RVL=1  INST=1  MTG=O  OPN=O  INQ=2
                  HIGH CRED  CRED LIM  BALANCE  PAST DUE  MNTHLY PAY  AVAILABLE
    REVOLVING:    $500       $1000     $100     $         $20          90%
    INSTALLMENT:  $16.OK     $         $12.4K   $1974     $282
    TOTALS:       $16.5K     $1000     $12.5K   $1974     $302
    ----------------------------------------------------------------------------
    P U B L I C   R E C O R D S
    SOURCE    DATE     LIAB     ECOA        ASSETS        DOCKET#
    TYPE                        COURT LOC                 PLAINTIFF/ATTORNEY
    Z 4932059  8/93R   $13.OK   C           $0            93B38521
    CIVIL JUDGMENT              CHICAGO, IL               R. SMITH/D. WINSLOW
    ----------------------------------------------------------------------------
    C O L L E C T I O N S
    SUBNAME       SUBCODE   ECOA OPENED  CLOSED $PLACED  CREDITOR            MOP
    ACCOUNT#                     VERIFIED       BALANCE  REMARKS
    ADVANCED COL  Y 999C004 I     3/93   3/93F  $2500    ABC BANK            09P
    12345                         2/94A         $1000    MAKING PAYMENTS
    ----------------------------------------------------------------------------
    T R A D E S
    SUBNAME      SUBCODE   OPENED HIGHCRED TERMS      MAXDELQ  PAYPAT  1-12 MOP
                           VERFIED CREDLIM PASTDUE    AMT-MOP  PAYPAT 13-24
    ECOA COLLATRL/LOANTYPE CLSD/PD BALANCE REMARKS                 MO 30/60/90
    AMERICAN BK  B 6661001  7/92   $16.OK  60M282      2/94    543323211111 I05
                            2/94A          $1974      $1974 05 1111111
    I    NISSAN MAXIMA             $12.4K  *CONTACT SUBSCRIBER    19V  2/ 3/ 2

    FILENES      D 3847002  6/89    $500   MIN20                11111111111 R01
                            2/94A   $1000                       11111111111
    C    /CREDIT CARD               $100                          48V  0/ 0/ 0
    ----------------------------------------------------------------------------
    I N Q U I R I E S
    DATE      SUBCODE      SUBNAME            DATE      SUBCODE     SUBNAME
     2/15/94  DCH248       ABC DEPT STORE :    1/7/94   BPH9999     TEST BANK
    ----------------------------------------------------------------------------
    E N D   O F   C R E D I T    R E P O R T 
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